Banking PartnerThe business account that does your taxes
ANNA combines business banking with automated tax filing, invoicing and expense management. Pay As You Go from £0/month — no monthly fee if you don't use it.
Pay As You Go — £0/month
No monthly fee. You only pay when you use specific services. If your account is unused in a given month, you pay nothing.
Fee breakdown
What you get with ANNA
Tax filing built in
VAT returns, Self Assessment and Corporation Tax — calculated and filed directly from the app. Making Tax Digital compliant.
Auto receipt scanning
Snap a photo of any receipt and ANNA automatically matches it to the right transaction and categorises the expense.
Invoicing & payment links
Create professional invoices, share payment links and QR codes. ANNA automatically chases overdue invoices for you.
28,000+ cash deposit locations
Deposit cash at any PayPoint location across the UK — no need to find a bank branch.
Open in 10 minutes
Apply online, get a virtual card immediately and a physical Mastercard in 3–4 business days. Identity check only — no credit check.
Support in under 50 seconds
24/7 Cardiff-based customer support. Average response time under 50 seconds. Award-winning service.
Who can apply?
UK residents only. Identity check required (not a credit check). Valid photo ID and proof of address needed.
Important: ANNA Money is an e-money institution, not a bank. Your funds are not covered by the Financial Services Compensation Scheme (FSCS). Instead, funds are safeguarded under the Electronic Money Regulations 2011 — held in segregated accounts with regulated third-party credit institutions, kept separate from ANNA's own money. The ANNA Mastercard is issued by PayrNet Limited (FCA authorised, Firm Reference Number 900594).
Check & Switch introduces customers to ANNA Money. We receive a commission when you open an account through us. This does not affect the product you receive.
Ready to open your account?
Apply online in 10 minutes. Get a virtual card immediately — physical card in 3–4 days.